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Total posts - 58
Q : I want to apply family health insurance for me(25) ,my mother (50) which is policy suitable for this age group , what are the benefits in it. I had a cal from start health insurance and they approach 5 year insurance plan. but it has age limit according to premium. so can go for star health insurance or anything else.  - July 25,2014
GURU : Sir, This is the best plan in industry having good features - 1 - Free of Cost Recharge facility. 2 - Annual Health Check up free all insured Adult members-regardless of claim history 3 - No limit for Surgical / disease wise capping or Doctor Fee. 4 - NCB up to 150%. 5 - No room Rent Capping if Sum Assured is more then 5 Lacs. 6 - Whole Life Renewal Guaranteed 7 - Avail treatment anywhere in the world 8 - No extra charge for pre-policy check-up 9 - Widest sum insured options to meet all your requirements - from2 Lacs to 60 Lacs. 10 - No premium loading on renewal even if claim made 11 -Treatment any where in world in case of critical illness only on SA of 50-60 Lacs. 12 - Facility of Super NCB - (Your Sum Insured increased by 60% 1st year then 60% 2nd year and 3rd to 5th year it will increased by 10% if claim not arises.) Customer can pay 3 years premium in advance with discount benefits.
GURU : Sir Number provided is does not belong to Shree Krishna Nisad.
Q : 07830116223  - January 07,2014
GURU : Sir, Please mention your Query.
Q : insurance  - September 12,2013
GURU : Sir, Please mention your query in brief.
Q : Returns oon yearly basis  - March 31,2012
GURU : Please complete your question.
Q : A 38 YR old person wants to invest abt 1lac in a single premium guaranteed return NON ULIP insurance plan with 5 times risk cover for a period of 10 years.Please suggest.  - March 12,2012
GURU : There many Single Premium Plan with guranted return in ICICI Pru, SBI and LIC. In LIC – Jeevan Vriddhi, ICICI Pru iAssure Single Premium and SBI Smart Shield plan. You can go for this all plans. There are many other insurance companies from which you can choose the plan.
Q : I am 37 years and salaried person and I have 7 years son, is it good take insurance policy of HDFC Life Sampurna Samrudhi with annual premium of Rs.30,000/- for 10 years term?please suggest.  - December 03,2011
GURU : Yes, it good to go for this plan. It is endownment plan in which you will get your money after the maturity and even bonus at the end of the every year. Even you can go for PPF or Mutual Funds SIP. In which you will get more return than the this plan. If you will invest in PPF Rs. 30,000 yearly after 10 years you will earn Rs. 4,85,634/- @ 8.60% and in mutual fund @ 10% you will earn Rs. 4,78,000/-.
Q : sir I will like to take a family mother`s age is which company`s mediclaim is included my mother also?  - September 23,2011
GURU : you can buy health insurance policy of Max Bupa Family First plan which allows you to cover not just your spouse or your kids, but each and every member of your family under one policy.You can cover upto 13 relationships in your family
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